Financial talk

To make a long story short I had some financial problems about 12 years ago and not with intent to defraud, I wrote out some checks that bounced. But because of my ex- husband I could not afford toay them back, right away. However, I paid for all the checks owed, was given a summons to pay, but was never arrested for them. Will that prevent me from getting a job with a bank? It was from 12 years ago. How far back do bank usually do a background check? And if I was never arrested for it do I need to tell them on my application?

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) Four recent business school graduates have interested a group of venture capitalists in backing a small business enterprise. The propose operation would consist of a series of retail outlets that would distribute and service a full line of energy-conservation equipment. These stores would be located in northern California, western Nevada, and throughout Oregon. Two financing plans have been proposed by the graduates. Plan A is an all-common-equity capital structure. Five million dollars would be raised by selling 75,000 shares of common stock . Plan B would involve the use of long-term debt financing. Two million dollars would be raised by marketing bonds with an interest rate of 12 percent. Under this alternative, another $3 million would be raised by selling 55,000 shares of common stock. With both plans, then $5 million is needed to launch the new firm’s operations. The debt funds raised under plan B are considered to have no fixed maturity date , in that this proportion of financial leverage is thought to be a permanent part of the company’s capital structure. The fledgling executives have decided to use a 4 percent tax rate in their analysis. a)Find the EBIT indifference level associated with the two financing proposals. b)Prepare an analytical income statement that proves EPS will be the same regardless of the plan chosen at the EBIT level found in part (a)

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I'm kinda torn between investment banking and private equity. I don't want to sound choosy but I'd just like to work in the field that will allow me broad exposure to workings of financial markets and prepare me for later entry into hedge fund industry (since it's extremely difficult for fresh grad to get into hedge fund). I'd appreciate any advice. thanks

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I have taken out many loans for school but I am having to jump through more hoops than usual to get financial loans. What can I do?

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I mean the 00s are almost over, in the 90s we've made major leaps, what about this decade? It seems like we've been stalling forever and ever and ever and ever. Are we pretty much never going to advance beyond where we are now, and big pharma is too heavy into money to really ever make anything significant? What about conditions such as asthma, diabetes, hair loss even, so much out there. Aging, etc, yadda yadda yadda. We seem to have made so few discoveries/leaps into this yet, we have so many shallow things such as 100000 versions of clothes, plastic surgery, hair dyes, new movies, music, we can fly to space, yet,.... we still can't cure a little tiny microscopic VIRUS, or a cancer cell? How are we able to put a man on the moon, decades ago, but are unable to cure viruses and bacteria and abnormal cells? How close are we realistically towards anything? People keep saying that the medical industry made huge advances and that things are getting better, but whenever I visit my local ER, or specialist or primary care physician,....they don't seem to be very knowledgeable at all, care more about their big SUV and shallow small talk, and generally just don't seem to know much about anything really, it's scary.

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I bought a brand new street bike on 8/11 and had it serviced at the dealership on 8/30. They forgot to tighten a bolt and so all the motor oil leaked out, leaving mestranded on a freeway. I could have easily gotten injured due to their negligence because there is oil all over the back tire and the brakes (and everywhere else). Because the motor oil is all up and in my bike, this is a safety issue, so i requested a brand new replacement bike (remember, i just bought the bike 20 days ago from them). The dealership is not willing to replace the bike with a new one because i put 700 miles on it. I also gave the option of refunding me my money less the 700 miles of usage, and they would not. They also refused to buy the bike back from me. The only offer they gave me was to detail my bike and reimburse me the $255 i payed for the service fee. If i accepted their appology and just let them do a detail cleaning, i do not believe the bike would be as safe as it was before i took it into them for servicing, because now it has oil all over and inside the parts. Plus, i no longer trust their service department to do a good job. Do i need to contact a lawyer, or do i have to take their offer of detailing my bike and refunding the service fee i paid?

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how can I make some money?I'm only 13 years old.can I get some easy, but really good ideas. Thanks

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I recently downloaded this new game on virtual console called Romance of the Three Kingdoms IV: Wall of Fire. The game looks like a fun slow paced strategy game but there is no tutorial. I get how the game works with the drafting and such but I have no idea on how o use my money, population, officers, or anything besides navigating the menus. I couldn't find any tutorials on gamefaqs and I really have no idea how to stratagiez in this game. Anyone out there know of an online tutorial?

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I am a Stay-at-home Mom and would like to make extra money from home. My husband and I just started our own business, and the first year has been a little hard. I would like to help. Serious anwers only, please.

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My mechanic- owns his shop. He flirts with me and flashes money around me. I do like him money aside (im not a gold digger- i own my own house, car, and have a job, dont have kids...just need a GOOD man) He's way older than me I guess 50s...im in my 30s I dont see him much but when i do, he does a lot of service on my car for free. One day I called him and offered to treat him to coffee or a meal to thank him for all the work that he's done on my car for free. He told me that wouldn't be necessary. I feel so stupid now. My thoughts are that if he liked me he would have taken me up on the offer just to have a chance to go out with me. I did actually ask him just to get to know him better. Do you think i made a "dumb chick" move???

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im 11 and im not old enough 2 have a job..how can i make $400 without getting a job?

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Ok so i am dirty blonde right now but naturally brunette.I color my hair dirty blonde and have ever since i was about 10 (i am 13 now).I was born with blonde hair but it over time got darker and darker until i was a light brown.My mom loved my blonde hair and wanted me to color it dirty blonde and i did too!But its getting kinda old now and i want a change and plus i have been blonde pritty much all my life.I have green eyes,brown eyebrows and medium skintone (not too dark and not too white)It is becoming a hassle trying to keep my hair blonde and costing my parents loads of money every like 6 weeks.What should i do,stay blonde or go brunette?? P.S. no rude comments plz.(i get offended easily) thanx! xoxoxo CJ Oh and i would appriciate it if you could give me some pics of hair colors of brunette if u think i should go brunette.and plz no dark brown hair pics.Just light brown.THANK YOU!!!

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So thats my question or poll if you want....which do you think is worst...having a job with debts or having no job with no debts....im personally refering to students and young adults like me....but you can answer for older adults with careers too...me i think its alright not to have a job if you have parents to support you or a student loan...also less to worry about but having a job and having debts with all the other problems accumilating and credit card companies taking advantage of a society that doesnt have self control and doesnt know how to go without....like i have nothing against the rich and ppl who have money but if your the type that cant afford it then i say go without but im optomistic and think that you can get rich later on in life but i dont like the way society always pushes us into thinking we need this and that and then we go into debt....like everyone is gonna have to pay bills in their life but i dont think everyone has to go in debt if your smart with your money

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Alright. So I own the entire Proactive kit. I did not order by phone so it cost me around $50. I am running out however and I don't feel like paying another fifty bucks so I was wondering if by swtiching to Neutrogena, I could save money while still getting the same treatment Proactive provides. Proactive is great but it takes quite a while going from the sugar scrub all the way to the refining mask. Is Proactive better? Is Neutrogena better? Or are they both the same. I do prefer answers from people who have tried both products but if you use Neutrogena I don't mind an answer as to your review on how it works.

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Thanks for clicking, I really needed it!! I was planning to buy real jordan and i have the money and everthing but i didn't want to waste 600 dollars on some air jordan 1 varsity red and black that I am planning to wear a lot. So I am planning to buy fakes. I dont know where to buy the most real looking air jordan 1 varsity red and black. I found a site. Less than 100 dollars without ship http://www.oknike.com/index.php?main_page=product_info&cPath=16&products_id=44 that i thought might be a good one. I want some fakes that people won't be able to tell if they are fake by just looking at it. I also wanted to know if there is actually a bigggggg diffrence you know? Lots of people on the internet say its sooooooo much diffrent but my friend has a pair of fakes and they look pretty nice. Any help?

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I just bought Shadowrun for PC and I'm finding that there's a bit of a delay in gameplay. I think i need a better graphics card for my laptop (currently an ATI X1270) but i don't know which one would be able to fix this. Also, I'm not looking to spend loads of money so one that costs little but performs well would be good. Thanks.

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1. Does megan and white boy go out? 2. Does Real and Hoopz go out? 3.Who is your least fav on the show mine is pumkin. 4. do you like real. whiteboy. entertainer? my fav. is hoopz and megan. idk i just like megan. i hate pumpkin. she looks like a freaking ghost idk. i hate her. she made chance go home too.

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My sister Rachel lives at home with our parents. She's 19 and going to college. She lives with my mom and our "father", who is an alcoholic and a drug abuser. My mom and sister can't afford to move away and get free of my dad, and he refuses to file for divorce, and my mother, I know, can't afford it. Anyways, my father went off on a 2 -day drinking and drugging binge, spending tons of the family's money, and came home intoxicated and belligerent. He threatened my sister, got in her face, and almost hit her. He told her he was going to call the police and have them remove her from the home. She doesn't know what to do and is scared because she can't afford to live on her own, and she doesn't pay rent at home with our parents. What can she do? They can't afford to leave, and if he goes to jail, they will have nowhere to go, and nowhere to take their pets, either, and not enough income to pay their bills. I am young, myself, and don't have the space to take them in for more than a few days and I can't have their pets here... Thanks. They could stay the night with my grandmother but neither of them are working full time because they can't find full time jobs.. and they are afraid to leave their pets for fear he goes off the deep end and hurts one of them. He has a history of violence, he's physically abused everyone in the house and some of the pets.. That's true about the divorce but she doesn't have 1000 dollars to file..

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i just feel that paying car insurence for cars for your whole life is pointless if you don't get into any crashes .yes i know it's a good thing to have but really what do you get for paying insurence your whole life and not getting in an accident it goes down but your still paying it. and paying for multiple cars you should only have to pay for like 1 insurence card that covers anycar you drive. as well why do we have to take a e test every 5 years i don't anything has changed on the car with that time and stickers.everythings a money grab

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whats a web site that i can download an audiobook? i would like it if it was free (obviously) but if i have to pay money that would be helpful too but if i have to wait for shipping, i dont want that i only want it if its downloaded thanks :)

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