Financial talk

I can't seem to put the puzzles in place and find a job for me. Well, first off I like to draw/create/make/design. When I was 5 or 6 I started watching a lot of craft shows on television because I always found it interesting to make objects from house hold goods. My friends and parents always thought I was very creative. And years later, since we are VERY low on money, I've always wanted to help my parents gain some money. I've started to design on tote bags with fabric paint using toothpicks to get the design intricate. But I stopped that after school was holding me back. But I never really thought about what I should do. I know there are people who can do better designing and artwork than me but I'm afraid I'm not going to be as good as they are and just fail. Help! What about magazine editing/designing? How hard is it to get in?